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Dental insurance is underwritten by United of Omaha Life Insurance Company, 3300 Mutual of Omaha Plaza, Omaha, NE 68175. United of Omaha Life Insurance Company is licensed nationwide, except in New York. Policy form number GDEN2017C or state equivalent (GDEN2017C NC). In New York, dental insurance is underwritten by Mutual of Omaha Insurance Company, 3300 Mutual of Omaha Plaza, Omaha, NE 68175, 800-769-7159. Policy form number GDEN2017C. Each company is responsible for its own contractual and financial obligations.

This policy provides DENTAL insurance only. The expected benefit ratio for this policy is 75.5%. This ratio is the portion of future premiums which the company expects to return as benefits, when averaged over all people with this policy.

Some exclusions, limitations and reductions may apply.

Content is provided by Fluent, Hamilton, NJ 08619. Fluent and Mutual of Omaha Insurance Company are independent, unaffiliated companies. Please refer to the certificate booklet for a full explanation of the plan’s benefits, exclusions and limitations. Should there be any discrepancy between web content and the certificate booklet, the certificate booklet will prevail.