Insurance Glossary
Being familiar with insurance terminology helps you better understand your dental benefits.
L
Least Expensive Alternative Treatment (LEAT)
A limitation found in most dental plans that only allow benefits for the least expensive treatment. Also referred to as Least Expensive Professionally Acceptable Alterative Treatment (LEPAAT). Patients choosing more expensive treatment plans may incur significant out-of-pocket costs.
Liability
An obligation for a specified amount or action.
Limitations
Restrictive conditions stated in a dental benefits contract, such as age, length of time covered, and waiting periods, which affect an individual's or group's coverage. The contract may also exclude certain benefits or services, or it may limit the extent or conditions under which certain services are provided. See exclusions in your plan.