Insurance Glossary
Being familiar with insurance terminology helps you better understand your dental benefits.
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Incentive Program
A dental benefits program that pays an increasing share of the treatment cost, provided that the covered member uses a network dentist.
Indemnity Dental Plan
Also called "fee for service." Patients can go to any dentist. After the member pays the deductible, the patient pays their co-insurance.
Indemnity Plan
A dental plan where a third party provides payment of an amount for specific services, regardless of the actual charges made by the provider. Payment may be made either to enrollees or, by assignment, directly to dentists. Schedule of allowances, table of allowances, or reasonable and customary plans are examples of indemnity plans.