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Dental Benefits Overview

Understanding your dental benefits can improve your health and lower your out-of-pocket expenses.

Treatment plan questions

You need to know the answers to these questions before agreeing to a treatment plan:

  • Do I understand the treatment alternatives being recommended?
  • What are the advantages and disadvantages of each treatment option?
  • Which options are necessary, elective or cosmetic?
  • What are the fees for the recommended treatment?
  • Are the fees reasonable?
  • Should I submit the treatment plan for pre-determination of benefits?
  • Is my dentist a member of my plan's Preferred Provider Organization (PPO) network?
  • If my dentist is not a member of my plan's PPO network, will my dentist join the network so I can lower my out-of-pocket expenses?

Get a second opinion

If you are not comfortable with your dentist, the recommended treatment, the dentists fees, the office staff, or you just want the comfort of another opinion; you should consider a second opinion. There are variances between dentists and how they practice dentistry.